9 Books About Money That Could Change Your Life

9 Books About Money That Could Change Your Life9 Books About Money That Could Change Your Life Im always on the hunt for reading material that will teach me about money and maybe even change my financial mindset . Although Im a huge fan of podcasts and blogs, my favorite way to absorb new information is books.For recommendations, I turned to some of my favorite personal finance bloggers. If the experts learned from these books, we undoubtedly can too.Here are some excellent money books you should add to your reading list.Best for Changing your attitude about money Its not so much about making money as it is unlocking your money mindset and overcoming negative money beliefs. Ive worked through it and have seen a huge shift in my own mindset. After listening to the audiobook, I went out and bought the hardcover so I could use it as a workbook. - Carrie SmithNicholson, Careful CentsBest for Managing money and familyThis book is one part inspiration to get money savvy an d nine parts solid financial advice. It covers just about everything - savings accounts, home ownership , investments, insurance, running a business, student loans , retirement planning, and oh so much more - in exquisite detail. Thanks in no small part to the real money lessons Ive learned from this book, I feel confident that my family is making smart choices about the money we choose to spend, the home we were able to buy, the business we launched, the retirement savings to which were contributing, and the plans were making for our sons future. - Megan Nye, Prioritized LivingBest for Learning about smart investingIts probably the only other book Ive devoured and then become absolutely obsessed with aside from the first Harry Potter book (yes, Im a major nerd). If you want to learn how to grow your wealth on an average salary through frugal living and index fund investing, this book needs to be put on your reading list now - Jessica Moorhouse, JessicaMoorhouse.comBest for Ins piring you to finally save moneyBefore I read this book, I struggled to save consistently, even with a solid income . Bachs book focused on what welches most important paying myself first and doing it with a foolproof system that virtually guarantees financial success. Nothing is more important in personal finance than an ability to save a big percentage of your income. - Philip Taylor, PT MoneyI know not everyone agrees with everything he has to say, but the basics he covers in this book are a great place to start with getting your finances in order. It definitely helped give me the kick-start I needed to build my mini-emergency fund and start paying off debt - Kayla Sloan, KaylaSloan.comBest for The young and fabulous, of courseIts approach is more commonsense tough love, which I really needed. I had a very badeanstalt relationship with money and never saved because I didnt know why I should. This was the first book that broke through and explained exactly why saving and inve sting were important. Its also practical Orman acknowledged the fact that many in my generation have student loan debt and discussed how you could (and should) save and invest while paying it down . - Melissa Berry, Sunburnt SaverBest for Timeless advice for growing wealthThis is always the first book I suggest because it has all of the tenets for a successful financial life. Although it reads like a Shakespearean play and was written a long time ago, the lessons in the book are just as true today as they were back then. I still read it every year as a way to reset. - Tiffany Aliche, The BudgetnistaBest for Reminding you to live frugallyThis was one of the first books that got me interested in personal finance and really taught me that appearances can be deceiving. Every time I want to upgrade my clothes, house, or car, I remember the lessons I learned in The Millionaire Next Door. - Cat Alford, CatherineAlford.comBest for When youve just graduated collegeIts geared a bit more towards the younger generations, but the strategies and concepts discussed can be helpful to just about anyone. It talks about such topics as handling debt, effective tax management, and the financial aspects of owning your first home. - Andrew Schrage, Money CrashersPersonal finance doesnt have to be complex or mystifying. By finding and reading the works of authors who speak to you, youll create a solid base of money knowledge that will empower you for years to come.This article was originally published on Student Loan Hero . It is reprinted with permission.

How to Research a Company for an Interview

How to Research a Company for an Interview How to Research a Company for an Interview On average, one job offer attracts 250 resumes. Of those resumes, an average of 6 candidates will get called for an einstellungsgesprch.If you have been called for an interview, congratulations You stood out from a huge group of applicants. However, you still need to beat out an average of five other people that the hiring manager thought were just as suitable for the position as you.Your resume proved that you are qualified, but the interview is your chance to prove that you are mora excited and more prepared to take on the role than any of the other candidate.How are you supposed to do that? Research.How to Research Pre-InterviewCarefully re-read the Job DescriptionThe best place to begin your interview research is right at the sourcethe job posting. Read up on the job requirements, expectations and responsibilities. All of this information will help focus your conversation and show the hiring man ager that you are serious about the job.Use the ProductTry out the companys product, even if its just a free demo. If there is no free version available, at the very least, do plenty of research.This is the product you will be expected to represent, promote, or improve.When it comes to onboarding and getting a new employee up to speed, learning the product can be a time-consuming process. Your interviewer will take notice if youre already a step ahead of other candidates.Scour the Company WebsiteThe company website holds troves of valuable information for the interviewee. Specifically, check out the About page as well as any blog posts that are made available.What beliefs is the company built upon? What issues were the founders originally hoping to solve? Not only will this help inform you of the type of answers you should be providing, but it will help you decide whether your values align with those of your potential new employer.Stalk them on Social MediaSocial media is another us eful resource for reading up pre-interview. The companys LinkedIn, Facebook, Instagram, and Twitter are all fair game. Keep your eye out for anything that gives you a look into company culture or influencers and partners connected with the company. Are any common interests revealed? For example, is an influencer partnered with the company also a personal role model of yours? If so, thats great information to share with your interviewer.Get creative with your research. Check out photos of employees in the workplace to help gauge dress code and better inform your interview attire. Take a look at the interviewers LinkedIn page to find out if you have any shared connections. Read customer reviews on Facebook to get a feel for the strengths and weaknesses of the company. After all, you may be expected to improve upon those weaknesses if hired.Preparing for an interview is a lot like preparing for an exam. If you show up knowing little about the subject, your chances of failing are much h igher. All the knowledge you need to ace the interview is right at your fingertips, but it is up to you to study, research, and become an expert on the company and job for which you are interviewing.

Write a Targeted Cover Letter for Your Job Search Find Your Dream Job

Write a Targeted titelblatt Letter for Your Job Search Find Your Dream JobWrite a Targeted Cover Letter for Your Job Search - Find Your Dream JobEmployers often have to look through hundreds of job applications to fill a position. To stand out, you will need to write a targeted titelblatt letter for every job application you submit. Without a strong titel letter targeted to the specific position, your application will not get a second look. Today, you will learn tips for writing a targeted cover letter and will apply those tips to your job applications. Send a Cover Letter Always send a cover letter, even if an employer does not specifically ask for one. A targeted cover letter can make the difference between getting an interview and getting overlooked. Select a Cover Letter Format Select a straightforward cover letter format. In terms of content, most cover letters should include your contact information, and at least three body paragraphs The first paragraph should explai n what job you are applying for and how you found the job listing. The second paragraph should explain the skills/experiences you have to offer that relate directly to the job listing. The final paragraph should reiterate your interest in the job and explain how you will follow up. In terms of presentation, you should use a simple, 12-point font that is easy to read (such as Times New Roman, Arial, or Verdana). Also, leave a space between each paragraph so the page doesnt look too cluttered. Keep your cover letter to no longer than one page. Personalize Your Letter Address the cover letter to the hiring manager. If there is no contact listed on the job application, do your best to find the name of the individual to whom the application will go. Look at the company website or call the company to ask for the name of the hiring manager. Taking the time to find the name of the individual hiring manager will demonstrate that you are taking a special interest in the position. If you c ant locate a contact person, there are other options for addressing your cover letter. Go Beyond the Resume Make sure your cover letter does not simply rehash your resume. Your cover letter should expand upon your resume, focusing on your specific skills and experiences that relate to the job. Find a Match Go through the job listing, and write down the job requirements. Then, make a list of your skills and experiences that match the requirements. Select two or three of your skills that best fit the job. In the body of your cover letter, explain how each of those skills or experiences qualifies you for the specific job listing. Include Keywords Include keywords from the job listing in the cover letter. Select words from the listing that relate to particular skills or other requirements for the job. By embedding them into your cover letter, you will demonstrate, at a glance, that you fit the requirements of the position. Edit Always thoroughly edit your cover letters f or grammatical and spelling errors, and for general clarity. Every letter you send should be clearly written and polished. Here are a variety of sample cover letters you can use as templates for your own cover letters.