What its really like to get a job at Google

What it's truly similar to find a new line of work at Google What it's truly similar to find a new line of work at Google Envision taking a gander at your telephone one ordinary Monday morning and seeing a LinkedIn warning. You open the application and go to your messages, seeing that a scout has reached you. You've been available to new position open doors for some time now, so you choose to look at it. Previously, you've gotten messages for employments at organizations you've never known about or ones that simply don't start your advantage. Be that as it may, this time, it's extraordinary. The scout needs to visit with you about finding a new line of work at Google. That is right, Google. Would it be able to actually be?That's actually what happened to Kelsey.I got a message expressing that my resume searched useful for a job that Google was employing for, Kelsey told Swirled. I thought 'Google?! As in the web index?!' Kelsey, who asked that her last name stay secret, began working for Google in 2018 in the New York City office. Despite the fact that the tech goliath is known for simply that - its tec h employments - Kelsey says there are such a large number of different jobs at Google. Before Google, Kelsey worked in activities for organizations like Victoria's Secret and Primark Stores Limited. Presently, she functions as a Google staffing administrations associate.Google employs for essentially anything you can consider in the tech world, Kelsey said. Notwithstanding, they likewise recruit a great deal for the business side, overwhelmingly in deals. In the event that you look at the site, the zones wherein Google enlists are building and innovation; deals, administration and backing; promoting and correspondences; structure; business methodology; account; lawful; individuals, and offices. A job can fit well with practically anybody's forte.So how would you go after a position at Google?First, Kelsey revealed to us that her organization is continually recruiting, so just check out the Google vocations site for present place of employment openings. LinkedIn likewise includes emp loyments at Google, including openings at different auxiliaries under Google, as YouTube and Waze.Google additionally has a huge people tasks group (think sourcers, enrollment specialists, and so forth.) that invest a great deal of energy scanning for up-and-comers on the web, Kelsey said.Pro tip: Freshen up that LinkedIn profile so you stand apart as a prime applicant online.What's the meeting procedure like at Google?Regardless of whether a competitor applies straightforwardly or is enlisted by means of LinkedIn or another job search application or site, the subsequent stage is to finished a telephone meet. Kelsey said this measures whether the applicant should proceed onward to the following round.From there, they can hope to meet with a couple of questioners going in work level, Kelsey said. This should be possible either through Google Hangouts or onsite.When Kelsey was talking with, she finished every last bit of her in-person meets by means of Google Hangouts. In spite of the fact that it is subject to the activity level and job that the up-and-comer is meeting for, Kelsey said that up-and-comers can hope to meet with a normal of a few meetings during the in-person stage.As for the real meeting, Kelsey said that her own experience incorporated a great deal of typical talk with questions.They got some information about my experience and run of the mill work-based situations, notwithstanding a ton of conduct questions, Kelsey said. I was likewise posed inquiries, for example, what my fantasy work resembles, what I like to do in my extra time, in the event that I were a creature, which one I would be and why? Inquiries thusly. An alternate sort of meeting ,without a doubt. Trust me, I did a great deal of prep work for this interview.During the meeting procedure, likewise with numerous different organizations, up-and-comers can hope to finish activities or tests if it's vital for their job. Kelsey let us know that some specialized competitors are approached to finish coding errands, while a few deals jobs may require attempts to sell something as well as presentations.It truly comes down to what job the up-and-comer is meeting for and which occupation level, yet the individual can hope to experience numerous means, Kelsey said. The employing procedure is very thorough.What googles search for in work candidates?According to Kelsey, Google searches for something beyond involvement with an up-and-comer. The organization needs its representatives to be balanced, with interests outside of work.It helps me to remember what schools search for in cheerful candidates, Kelsey said. A characteristic that questioners search for in an up-and-comer is really called Googleyness - a competitor that fits well with the Google culture.So what is that Google culture? It's comprised of representatives that are truly proficient in their general vicinity of expertise.There's such a long way to go from individual workers, Kelsey said. Workers are additionall y exceptionally included - there are consistently occasions, talks and more at Google which representatives are enthusiastic about. I find that workers are continually ready to help each other out. There is a #oneteam culture that is uniform all through Google groups. I've additionally discovered that a great deal of representatives are sensible. I get a great deal of messages with smiley appearances and shout points.What are some magnificent advantages representatives can appreciate while working at Google?So frequently we find out about organizations with advantages like boundless get-away days, free food, occasions and that's just the beginning. Google, as one can envision, is one of those companies.The comforts for representatives genuinely surpass what I've at any point thought of as far as a 'fantasy work,' Kelsey said. There's a 24-hour wellness focus in the structure, which I use day by day. There are alcoves and parlor territories wherever for representatives to hang and a ccomplish their work in. There's an espresso lab in my structure. There's no clothing regulation. There's free food. Truly - free. Food. That is really one of my preferred parts about working here! I get my morning meal, bites and lunch just for nothing. What's more, dislike it's run of the mill cafeteria food. I'm talking rotisserie pork shoulder, omelet stations, a variety of plates of mixed greens, a smoothie bar - the rundown goes on. I'm amazed I haven't picked up the 'Google 15' yet.With Google's monstrous rundown of representative conveniences, it appears as though it's an organization that genuinely thinks about the prosperity of its laborers. Be that as it may, the spotlight the organization puts on recruiting incredible representatives makes it a stunningly better work environment, as indicated by Kelsey.Besides the food and the entirety of the cool enhancements, my preferred part must be working with probably the most wise, imaginative, fascinating individuals I've at any point met, Kelsey said. I'm truly amazed to discover some new information about somebody in my group pretty much consistently I work here. It's wild thus inspiring.Kelsey said that landing the position offer was dreamlike for her. In any case, with regards to finding a new line of work at Google, it's truly very little not the same as different organizations out there. In case you're contemplating going after a position at Google, simply ensure your introductory letter and resume are on point, spruce up your LinkedIn profile, prep for the meeting and always follow up with a card to say thanks. You could conceivably have that Googleyness after all.This article was initially posted on Swirled.com in the Thrive segment, which covers valuable career and individual account content for recent college grads.

Ultimate Checklist for HIPAA Compliance

Ultimate Checklist for HIPAA Compliance Ultimate Checklist for HIPAA Compliance Organizations within the healthcare industry are always concerned about HIPAA compliance, and receiving the notification for a HIPAA audit, or worse, a fine for the violation of HIPAA security rules and regulations â€" and for a good reason. HIPAA, more formally known as the Health Insurance Portability and Accountability Act of 1996, is a legislation by the US that provides data security and privacy provisions for protecting medical related information. The act, which was signed by President Bill Clinton on August 21, 1996, contains five sections, each focusing on data protection against breaches and cyberattacks on medical related information stored by health providers and insurers. Here are some of the frequently asked questions about HIPAA: The HIPAA laws are in place to protect any identifiable information relating to the past, present, or future health or condition of an individual that may have been collected by an entity covered under the law. Click To Tweet What is protected under HIPAA?  The HIPAA laws are in place to protect any identifiable information relating to the past, present, or future health or condition of an individual that may have been collected by an entity covered under the law. What businesses are required to comply with HIPAA laws?  All healthcare entities that electronically transmit, process, or store medical records or related information regarding any patient are known as covered entities, and are required to comply with HIPAA laws. Furthermore, all healthcare providers that receive payment for services or charge for any portion of a payment relating to medical services are also considered a covered entity. You can get more information on covered entities from the §160.102 Applicability and §160.103 Definitions of the HIPAA Privacy Rule. HIPAA Online Training are also available for businesses that could help them in meeting the compliance requirements. What is Protected Health Information (PHI)?  PHI is any individually identifiable health information that a covered entity stores or transmits in different formats, such as electronically through paper, or orally. Are pictures considered part of PHI?  Yes. Pictures relating to an individuals health record are considered to be part of PHI and must be treated in the same manner as any other type of PHI, and should thus not be disclosed. How does HIPAA apply to professional individuals?  HIPAA protects PHI from being disclosed or used without your authorization. In addition, if you were to change jobs or switch your healthcare provider, your new employers health plan is required to accept you regardless of your current health status and history. When does HIPAA require information to be encrypted?  The HIPAA laws require any information that identifies an individual to be encrypted when sent over a public network, such as the Internet. Is a students health information file covered under HIPAA?  HIPAA doesn’t cover the contents of a students education file. Instead, they are covered under the Family Educational Right and Privacy Act (FERPA). In addition, if a student signs up for student health services, that information is covered under HIPAA. Does HIPAA cover health information stored in an employees human resources file?No. HIPAA doesnt cover any medical information stored in an employees personal file. What are the penalties for failing to maintain HIPAA compliance?  Fines for noncompliance with HIPAA  can range anywhere from $100 to a maximum of $1,500,000 per year and can also include up to 10 years of jail time for any intentional abuse or misuse of an individual’s health information. Does HIPAA require consent from a patient for the use or disclose of health information for treatment?  HIPAA provides the permit to use or disclose their medical information for payment, treatment, or any other healthcare-related activities and does not require a covered entity to seek consent from the individual. When is an authorization for the disclosure of medical information required under HIPAA?  The Privacy Rule requires all covered entities to obtain authorization for uses or disclosures of information that is otherwise not allowed by the rule. The authorization must clearly indicate the number of elements and a description of the health information being used or disclosed. Can an individual revoke their authorization?  Under HIPAA, an individual has the right to revoke their authorization at any given time. The revocation needs to be in writing and becomes effective as soon as the covered entity receives the notice. Where can I get training on HIPAA compliance?  Several online  training courses  offer professionals with all the information they need to maintain their HIPAA compliance. For additional information regarding HIPAA, or to learn more about HIPAA laws, visit the  Department of Health Human Services. HIPPA compliance ensures that a healthcare organization fulfills the essential security requirements of the Health Insurance Portability and Accountability Act of 1996. It is a US legislation that makes it mandatory for healthcare providers to reinforce the protection of the confidential patient information. It is a US legislation that makes it mandatory for healthcare providers to reinforce the protection of the confidential patient information. Click To Tweet HIPAA rules and regulations are designed in a way that they can be applied equally to all the different types of covered entities, regardless of whether they are a health plan provider, health care clearinghouse, or direct healthcare provider. Furthermore, they also apply to all the business associates or individuals who are responsible for providing a particular service or serve a function for the said covered entity. Business associates include the accountants, technical support staff, IT contractors, billing companies, encryption service providers, lawyers, and others involved in protecting crucial healthcare data. Here is the ultimate checklist for healthcare organizations to follow in order to ensure complete HIPAA compliance. Providing Physical Safeguards.  Organizations must ensure that they install physical safeguards to limit access to critical information. These safeguards include only authorized access to priority areas, strict policies about admission to workstations, and the use of electronic media for holding sensitive health information.  Policies to safeguard access to patient information and inventory of all hardware used to obtain electronic protected health information (ePHI) must be maintained. Installing Technical Safeguards.  Technical safeguards are the electronic passes that limit easy access to ePHI. They include user-specific ID and password, multi-factor identification for login purposes, encryption tools, authentication mechanisms, information access audits, and automatic logout features, which prevent unauthorized access to important medical information at all times. Place Administrative Safeguards.  For administrative safeguards, organizations must conduct security risk assessments, train employees to comply with HIPAA rules and regulations, and enforce a risk management policy. Furthermore, it is essential to develop and test a contingency plan, in case things don’t go as planned. Ensuring Network and Transmission Security.  Organizations need to ensure the protection of ePHI, as it is transferred and transmitted across electronic pathways. They must also mediate the unauthorized transfer of data through email, the Internet, private networks, and clouds. Having Strict Technical Policies in Place.  Technical policies, which ensure the integrity of the data, are crucial for organizations to comply with HIPAA regulations. There should be a specific IT disaster recovery solution in place, as well as an offsite backup plan to ensure that no data is lost upon the failure of an electronic gadget. Conduct Regular Risk Analysis.  Organizations need to conduct a regularly scheduled risk analysis in order to thoroughly evaluate all the security systems and pinpoint possible security risks and points of breach. This is a necessary step to prevent HIPAA noncompliance implications from occurring in the future. Review and Update All HIPAA Polices.  HIPAA policies and procedures are subjected to change with new technology â€" and the advancement in hacking techniques. As such, it’s essential for healthcare organizations to stay up-to-date with the current policies to overcome any security gaps. Organize Regular HIPAA Audits.  Audits via strict HIPAA audit programs allow healthcare organizations to demonstrate to the regulatory body that they comply with the HIPAA security rules and regulations. An audit also helps streamline internal procedures, securing information against possible breaches and unauthorized internal and external access to critical data. Provide Employee Education for HIPAA Compliance.  Employee education is one of the most crucial steps for the complete organizational compliance of HIPAA policies and regulations. A HIPAA online training course is indispensable for employees, who come in contact with or have access to sensitive patient information, to prevent noncompliance.   If the workforce has a thorough understanding of all the important rules, they can also help with the implementation of policies, where necessary. HIPAA Compliance Training.  Professionals associated with healthcare organizations need to be aware of the HIPAA rules and security regulations to ensure that they don’t end up violating its clauses. A thorough understanding of all the requirements is essential for insurance professionals, healthcare providers, and business associates to make sure that they not only protect their own interests, but also of their patients properly.

Fully Autonomous Drone Helps Gold Miners

Completely Autonomous Drone Helps Gold Miners Completely Autonomous Drone Helps Gold Miners Completely Autonomous Drone Helps Gold Miners Profound under the old Balkan Mountains, very customary looking automatons are investigating a gold mine in a most exceptional waywithout an earlier guide, without a human pilot, with no correspondences. There are no reference points, no markers, and no GPS to manage them. Progressed Autonomous Aerial Robot, or A3R, created by Exyn Technologies, takes off from the faintly lit mine passageway and floats with assurance down the black as night stope. It returns in a short time with a 3D guide of the dynamic depression. Dundee Precious Metals, a Canadian-based global mining organization, is the first to exploit this completely independent flying framework for information assortment in GPS-denied situations. Its Chelopech underground mine in Bulgaria has been being developed since the 1950s. Dundee assumed control over the bankrupt state-run mine in the mid 2000s and now removes in excess of 2 million metric huge amounts of blended copper-silver-gold mineral from it every year. Peruse ASMEs Top Story: Air Taxi Aces Test Flight Todays mining tasks are getting more digitized and mechanized and the A3Rs are a piece of that pattern. The Exyn A3Rs permit incessant and high-goals mapping of underground conditions while decreasing dangers to faculty, said Theophile Yameogo, VP of computerized advancement at Dundee Precious Metals. We are exceptionally energized at the consequences of the maps we are seeing. The Exyn A3Rs permits howdy goals mapping of underground conditions while decreasing dangers to staff. Picture: Exyn At Chelopech, gold is separated utilizing something many refer to as the long-gap open stoping fill strategy. It includes impacting and making openings as profound as 100 meters. New stopes, or dynamic holes, are made day by day, representing a test for mining engineers who need to persistently guide and review these territories. Rather than uncovering fragile living creature and-blood architects to the risks of investigating and mapping mines, Exyns elevated robots can do a ton of that work for them. They are likewise improving information quality and effectiveness. A3Rs accompany various locally available sensors, including 3D Lidar, high-goals cameras, lighting, and inertial sensors, to create a comprehension of itself and the general condition. The genuine intensity of the A3Rs originate from its locally available processor programming, exynAI, said Nader Elm, Exyns CEO. The robot is made altogether with COTS (business off-the-rack) segments, he said. We can put our innovation onto vehicles with two-hour strategic or littler ones with 10-minute crucial, contingent upon the mission necessities. Find out about different Robots Going to Areas Where Humans Cant With such a great amount on-board innovation, the robot just needs human inclusion to characterize the strategic flight. The robot deals with the rest. This is higher request level of reasoning and advancement of robots, Elm said. Elm clarified that A3R comprehends its area simply like people do when blindfolded: By investigating the territory around it, it begins to detect the earth and its relationship to it. As it moves arounds it constructs a 3D guide, and it settles on choices about an ideal and safe way to finish its crucial, it out as it flies. It gets a criticism circle and adjusts and advances, similarly as people do unknowingly when strolling. The automatons can securely keep away from crashes with both fixed and moving deterrents, while at the same time restricting and mapping progressively. When human administrators send A3Rs on a crucial, them a general course and separation to travel, automatons can wrap up themselves, setting up map focuses en route. As a precautionary measure, a human administrator needs to incorporate a possibility strategy, a preset choice whether the ethereal robot should get back, float set up, skip investigating some place it cannot get to, or land. Find out about a Drone that Deploys in Just Minutes however Flies for quite a long time At the point when the A3R is inside correspondence run, it shares gathered information and can send out high-devotion maps to mine-arranging programming. The A3R likewise utilizes those sensors to act continuously. Theres no motivation behind why we cannot adjust a crucial what the robot discovers, as in a specialists on call circumstance, he said. It can outline strategic, environmental factors, and respond to that information in genuine timeautonomous vehicle and edge figuring in one. Exyn and the University of Pennsylvania, where the task was at first evolved, have been decided to contend in the DARPA Subterranean Challenge, a challenge intended to create imaginative innovations that enlarge underground activities. Penn and Exyn are among nine groups picked to grow new ways to deal with quickly map, explore, and search underground situations, just for a great prize of $2 million. Daria Merkusheva is an innovation essayist situated in New York City. Peruse Latest Exclusive Stories from ASME.org: Lighter Axle Reinvents Drivetrain. Does Detroit Care?Engineers Making Waves in AquacultureSolving World Hunger with 3D-Printed Food This is higher request level of reasoning and modernity of robots.Nader Elm, Exyn CEO

How To Answer The Most Important Interview Question Of All Why Should We Hire You - Work It Daily

The most effective method to Answer The Most Important Interview Question Of All Why Should We Hire You - Work It Daily In the event that You Have The Experience To Do The Job All prospective employee meeting questions at last come down to this one: For what reason should we recruit you? For a few, this is an extreme inquiry to reply. You would prefer not to appear to be gloating or vain, yet you have to clarify why they should recruit you over the other apparently qualified applicants. You can answer this in a positive manner that separates you and reveals to them why they need you. Related: How To Answer 5 Tricky Job Interview Questions The following are two winning approaches to respond to this inquiry, one for on the off chance that you have understanding and another for in the event that you don't have understanding (or enough experience). In the event that You Have The Experience To Do The Job The perfect answer reveals to them that you have what they need, PLUS a bonus. You'll have to comprehend what the activity prerequisites are for this job and how your range of abilities coordinates, however it's the bonus that truly separates you from your opposition. You have to call attention to what that is and how it can help you meet, yet surpass their desires for the job. Things To specify 1-2 explicit achievements that feature you as somebody who might be incredible in this job Your social fit with the organization (and how your references will back that up) Test Answer I have what it takes that meet the capabilities you've requested, and I've accomplished this work effectively before. I am an incredible fit socially, and you'll see that when you talk with my references. Everything in my past exhibits that I've done this previously, and I will do it once more. That is what you need in a competitorâ€"do you concur? Completion by asking do you concur? encourages you discuss plainly with the questioner since it affirms that you've responded to their inquiry agreeable to them. On the off chance that You Don't Have Experience (Or Only Limited Experience) This is a typical inquiry for new alumni or for the individuals who are seeking after another vocation way. They have real worries about you, however they are intrigued or they wouldn't be talking with you now. You should simply assist them with considering this issue somewhat better. Everybody needs to begin some place, and now is a decent an ideal opportunity to help them to remember that. Alternative 1 â€" Turn the Tables You can advise them that at once, they didn't have any experience either: All things considered, when you originally began, you didn't have any understanding and it's clearly ended up being great. OK enlist you once more? They ought to be gesturing alongside you (generally an extraordinary thing), recognizing your rationale and lessening the effect of your absence of experience. Choice 2 â€" Ask About Others They've Hired Odds are that they have recruited others with no experience, or next to no understanding. Things being what they are, you can ask, Have you at any point employed any individual who didn't have explicit involvement with this field? There may have been a couple of times that it didn't turn out to be, yet there probably been occasions where it turned out to be magnificently. They'll likely say truly, and start enlightening you concerning what occurred. At that point you can say, That is incredible. I can be that individual since I can take those equivalent ranges of abilities and convey those equivalent sorts of results. The Ultimate Solution The ideal method to address any question of your experience is to state, I'm happy you asked that. I've placed a great deal of thought into how I can be particularly effective in this job and I'd prefer to talk it over with you. At that point you draw out your 30-60-90-Day Plan for how you will move toward this activity in the initial three months, and dispense with any experience protest at that moment. End Anything you can do to give them how you can be effective, or a motivation behind why you can be fruitful, will come to an obvious conclusion for them and assist them with seeing why they should recruit you. Discover progressively about my 30-60-90-Day Action Plan Template and Coaching, get it and begin building up your arrangement today. Related Posts How To Manage Without Being Mean (Is It Possible To Not Be Pushy?) 5 Things To Consider Before You Take That Management Job #1 Key To Becoming An Effective Leader About the creator Profession Coach - Peggy McKee is a specialist asset and a devoted supporter for work searchers. Known as the Sales Recruiter from Career Confidential, her long periods of experience as a broadly known enrollment specialist for deals and promoting employments give her a one of a kind point of view and bit of leeway in building up the devices and methodologies that help work searchers stand head and shoulders over the opposition. Peggy has been named #1 on the rundown of the Top 25 Most Influential Online Recruiters by HR Examiner, and has been cited in articles from CNN, CAP TODAY, Yahoo! HotJobs, and the Denver Examiner. Divulgence: This post is supported by a CAREEREALISM-affirmed master. You can get familiar with master posts here. Photograph Credit: Shutterstock Have you joined our vocation development club?Join Us Today!

Graduate schemes What you need to know

Graduate schemes What you need to know by Amber Rolfe Not sure what a grad scheme is? You’re not alone…With just over one in three graduates admitting that they didn’t know grad schemes were even an option, it seems that those not in the know might be missing out. The good news is, not only can they make your career choice easier, they also provide the practical skills you need to help fast-track you into your ideal job.To make sure you’re clued up on exactly what they entail, here are a few key things you need to know about graduate schemes:  What is a graduate scheme?A graduate scheme is a work-based training programme that allows recent graduates to gain practical experience with a company, giving them a head-start into the world of work.The structure of the scheme could vary depending on the employer and industry, but it will usually involve training, mentoring, and hands-on work in different areas of the organisation.How long will a graduate scheme last?The exact length of a grad scheme will vary from company to company, but they typically last between one and three years.Once completed, the majority of those on the scheme will continue working for the company in their chosen field providing they’ve worked hard during their employment, and an opportunity is available.Will I get paid?All graduate schemes are paid positions, and although they involve a large amount of training and development, their salaries reflect a full-time job, rather than an internship or unpaid work experience.  What are the benefits of a graduate scheme?Not only does a graduate scheme work as a great entry-level position for anyone recently out of university, the experience involved will also allow you to figure out what career path is right for you â€" whilst giving you the essential expertise you need to get there.And, with schemes offering full training, development, and support, graduates also benefit from the ability to quickly progress onto more advanced roles within an organisation.But it’s not just experience you could gain. Graduate schemes usually involve interactions with people from all areas of a business, meaning networking in the right way could also help you to go further in future opportunities.Because sometimes ‘who you know’ really does help…  Who is eligible for a grad scheme?Most organisations will look for graduates who have achieved a 2.1 or above when recruiting for their graduate schemes.However, many companies may still consider applicants with a 2.2, providing they’re able to back up their skills with other relevant experience and/or qualifications.When do I need to apply?Deadlines will vary depending on the specific graduate scheme and organisation.However, with many organisations requiring grads to submit their applications almost a year in advance of their start date, being ready to apply within the first term of your final year of university is usually a must.Although some opportunities will work on an open-recruitment basis (meaning they†™ll take applications all year round) â€" this may still mean the scheme is no longer available once all vacancies are filled.  What will the application process involve?Due to their often generous salaries and career progression opportunities, graduate schemes are notoriously competitive amongst university leavers. So if you want to be accepted, putting the effort into your application is vital.Although the steps following your application will vary from scheme to scheme, the high quantity of applicants usually means most graduate scheme processes include an initial phone interview followed by a group interview or an assessment day.And as with any interview, preparation is the key to standing out.Whether it’s through doing thorough research on the role and company, ensuring your relevant skills and education are foregrounded on your CV and cover letter, or boosting your experience with volunteer/freelance work, applying for a graduate scheme involves covering (and preparing for) all bases â€" from the early application process to the interview.What graduate employers really wantWhat companies offer graduate schemes?There are a range of opportunities on offer this year, with grad schemes available across a variety of sectors and organisations.Here are just a few of the companies you could work for:Aldi (retail)Deloitte (banking finance)Compass Group (consumer goods)Balfour Beauty (engineering)Fuller’s (hospitality)Argos (marketing advertising)com (technology)Enterprise Rent-A-Car (business management) reed.co.uk (this is in no way a biased entry)The most in demand graduate employers 2016  Still searching for your perfect position? View all available graduate schemes now